Take-Backs™
Loans that build relationships, not just balances.
Add Take-Backs™ to all your loans and get wins across the board.
Experiences designed for relationships
Take-Backs connect your borrowers to your institution in meaningful ways.
Easy implementation
No heavy lifts: just a solution that speaks your core’s language and delights borrowers on every screen.
Proven results
Bring a feature to your loans that offer results that speak in dollars and retention.
A better loan experience
Borrowers can see loans as boring and confusing. Take-Backs™ remove that tradeoff by giving borrowers a way see their loans in a new way. For banks and credit unions, that experience translates into deeper engagement, stronger retention, and healthier loan performance without changing your core lending strategy.
Engagement over origination
Many solutions are designed for origination, not for the life of the relationship. After funding, engagement drops. Borrowers fall off from digital banking, set up autopay elsewhere (if at all), and the next meaningful interaction is either a payoff or refinance. This is not a servicing problem. It is a product design problem.
What Take-Backs™ do differently
When borrowers pay more than required, they reduce interest and build a Take-Back™ balance they can access later without fees, penalties, or refinancing. This changes borrower behavior.
Why this matters
Take-Backs™ aren't just a feature. Take-Backs change loan behavior. Borrowers feel more in control, institutions see better-performing portfolios, and relationships last longer. Plus, they can be deployed strategically. Take-Backs can be offered to most installment loans, and the rates and terms are still set by you.
Next
Explore some of the other products available on the Feature Hub Platform